INSURANCE AGENCY Based in Fairhope, Alabama

Flexible insurance from a team you can trust.

We don't sell, we educate.  Our mission at LTN Insurance, Inc. is to meet the specific needs of our clients with honesty, dedication, and meaningful relationships.

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Even more reasons to choose our insurance agency if you live in Fairhope or surrounding areas.

Choosing the right insurance policy can be a daunting task even for a well informed consumer. Imagine if you have no idea what you're doing?

At LTN Insurance, our main goal is to make the process as easy, educational, and enjoyable as possible, with personalized and authentic advice from an experienced agent, who goes to bat for customers, and does the right thing every day.

You're never just a number at LTN Insurance!

Choice

Being Independent means that we don't work for any one insurance company. We have the ability to search multiple companies on your behalf, acting as a negotiator, to find you the best possible policy and price. You never have to haggle with an agent or insurance company again.

Expertise

Not all insurance agencies are created equal. We have an in-depth knowledge of insurance policy coverages from dozens of different insurance companies. We've seen it all, and when it comes to fine print, we truly understand the coverage we are recommending.

Service

Why sit on hold with a call center representative who doesn't know you, when you can deal with a familiar face who knows you and understands your unique situation? Our customer service is the single biggest reason why our customers refer us so many of their friends.

Claims

The entire reason you have insurance is for when you need to use it. Unfortunately, insurance contracts contain many exclusions and conditions you may be unaware of. We'll help you understand how you're covered, and walk you through your claim.

Local

When you do business with our agency, you're not only supporting your local community, but you're being serviced by a local business who knows your name, and your unique coverage needs. You never have to deal with call-center representatives again.

Our friendly & knowledgable team is our greatest competitive advantage.

What makes one insurance agency different from all the rest? Simple - people, personality, and professionalism. At LTN Insurance, we go above and beyond to ensure your experience with us is one you won't forget.

team photo
team with hands joined

Insurance doesn't have to be complicated. With us, it isn't.

Insurance can be overwhelmingly confusing. All of the jargon, terms, and coverages can make you feel like you don't understand any of it. Our team educates our clients so they fully understand what their premium dollars are being spent on.

 

While insurance isn't solely about price, our expertise lies in cost-saving strategies  and acknowledging the various factors influencing rates.

 

There are many factors that go into insurance rates, and it's no secret that rates increase every so often. Our mission among other things is to help individuals and business-owners put money back in their pockets.

Why choose us? We believe in old-fashioned customer
service along with a few other core beliefs -

  • Efficiency

    Your time is valuable, so we work quick to deliver results.

  • Clarity

    Insurance can be confusing, we'll make it easy to understand.

  • Honesty

    When other agencies sell you what you don't need, we don't.

family in kitchen moving boxes and child

Are you an existing agency client in need of policy support?

Depending on what type of request you have, it may be fulfilled by our in-house team of CSRs (customer support representatives) or by your insurance carrier directly. If you have an emergency claim, we'd recommend contacting your carrier directly.

Personal & Commercial Insurance Simplified

At LTN Insurance we have access to a wide range of both insurance carriers and products.
This gives us, and more importantly, you, flexibility and choice when it comes to your coverages and company.

Personal
Insurance

Whether its home, auto, renters, boat or flood, we can help protect you and your family with custom coverages.

Commercial Insurance

We protect hundreds of businesses, large and small. From Farms to Lawyers, we've got you covered.

Workers Compensation

Protecting your employees is one of the best ways to protect your entire business. We can help!

Start A Conversation With Us

Enter some basic information to get started, and our helpful team will take it from there!
Start Quotes Here